Insurance

injuries that don't show up right away

What if I’m in an Accident and My Injuries Don’t Show Up Right Away?

After an accident, some injuries present immediately. Things like broken bones and concussions, for example, have severe symptoms. Sometimes, though, you can sustain an injury that doesn’t appear for days, weeks, or months after the accident. What then? Don’t worry. You have options. While you can still file an insurance claim, you have to move…

car accident goes to trial

How Many Car Accident Cases go to Trial?

If you’ve been in a car accident, you’re probably wondering what happens next. It can be overwhelming to negotiate an auto accident settlement with your insurance company. Especially as you try to recover from your injuries. Unfortunately, insurance companies don’t make this process any easier. Today, it’s the goal of most insurance companies to settle…

defensive driving techniques

One of the Most Dangerous Driver Errors: Not Practicing Defensive Driving

There’s no way around it: driving can be dangerous. Fortunately, you can reduce your risk of injury on the road by learning a few critical defensive driving tactics. While these tips won’t prevent 100% of accidents, 100% of the time. They can help you stay safer, even and especially when the people around you are…

passenger car accident

What Rights Do You Have if You’re a Passenger in a Motor Vehicle Accident?

Nobody wants to be in a car accident. The experience can be especially traumatic, though, if you’re the passenger rather than the driver. Not only do you have no control over the circumstances of the accident, but it’s challenging to know what to do after the accident happens. Don’t worry, though; there are ways to…

personal injury protection insurance

What is Personal Injury Protection (PIP) and why do you Need it?

Today, most Florida residents carry car insurance to cover vehicle damages or claims. Most people also carry health insurance, which covers major medical bills. After a car accident, though, many drivers discover gaps in those policies. These gaps require them to pay out-of-pocket for post-injury expenses. Fortunately, that’s where personal injury protection comes in. Personal…

brain injury why hire an attorney

Signs of a Traumatic Brain Injury and Why Hiring a Lawyer Can Help

A traumatic brain injury (TBI) is a painful, devastating personal injury that can happen to anyone, any time. People who have experienced a traumatic brain injury know how frightening the situation can be. According to the Centers for Disease Control and Prevention (CDC), TBIs account for about 30% of all injuries that lead to death and affect more than 2.8 million…

Car damaged in accident by driver without auto insurance represented by Ward & Barnes, P.A., Attorneys at Law

Auto Insurance Coverage to Protect You and Your Loved Ones, Part 2

In our second article discussing types of auto insurance coverage, we explore several more ways you can protect your finances after a serious car wreck. Trust us, you want a policy that helps pay costly medical bills or property damages that can quickly rack up. Learn about what coverage works best for you. Making Sense…

Car insurance for drivers in an accident calling Ward & Barnes, P.A., Attorneys at Law

Car Insurance Can Help Protect You in a Serious Accident, Part 1

Car Insurance Coverage Choices The Florida Department of Motor Vehicles reports that between 600 to 700 car accidents happen every day in the Sunshine State. If you are unfortunate enough to be involved in one of these collisions, the details of your car insurance policy such as coverage types, limits and deductibles will determine how…

Uninsured motorist insurance label on keyboard

Uninsured Motorist Insurance Protects Florida Drivers

According to the Insurance Research Council, more than 13 percent of drivers in the US are on the road without the proper auto insurance. In Florida, however, this statistic more than doubles to 26.7 percent, the highest percentage in the nation. This dubious honor makes adding uninsured motorist insurance to your policy especially important in…

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