personal injury protection insurance

What is Personal Injury Protection (PIP) and why do you Need it?

Today, most Florida residents carry car insurance to cover vehicle damages or claims. Most people also carry health insurance, which covers major medical bills. After a car accident, though, many drivers discover gaps in those policies. These gaps require them to pay out-of-pocket for post-injury expenses. Fortunately, that’s where personal injury protection comes in. Personal…

brain injury why hire an attorney

Signs of a Traumatic Brain Injury and Why Hiring a Lawyer Can Help

A traumatic brain injury (TBI) is a painful, devastating personal injury that can happen to anyone, any time. People who have experienced a traumatic brain injury know how frightening the situation can be. According to the Centers for Disease Control and Prevention (CDC), TBIs account for about 30% of all injuries that lead to death and affect more than 2.8 million…

Car damaged in accident by driver without auto insurance represented by Ward & Barnes, P.A., Attorneys at Law

Auto Insurance Coverage to Protect You and Your Loved Ones, Part 2

In our second article discussing types of auto insurance coverage, we explore several more ways you can protect your finances after a serious car wreck. Trust us, you want a policy that helps pay costly medical bills or property damages that can quickly rack up. Learn about what coverage works best for you. Making Sense…

Car insurance for drivers in an accident calling Ward & Barnes, P.A., Attorneys at Law

Car Insurance Can Help Protect You in a Serious Accident, Part 1

Car Insurance Coverage Choices The Florida Department of Motor Vehicles reports that between 600 to 700 car accidents happen every day in the Sunshine State. If you are unfortunate enough to be involved in one of these collisions, the details of your car insurance policy such as coverage types, limits and deductibles will determine how…

Uninsured motorist insurance label on keyboard

Uninsured Motorist Insurance Protects Florida Drivers

According to the Insurance Research Council, more than 13 percent of drivers in the US are on the road without the proper auto insurance. In Florida, however, this statistic more than doubles to 26.7 percent, the highest percentage in the nation. This dubious honor makes adding uninsured motorist insurance to your policy especially important in…

Driver injured in accident helped by No-fault Insurance and legal services from Ward & Barnes, P.A., Attorneys at Law

No-Fault Insurance in Florida Has Its Limitations

The latest data from the Florida Department of Motor Vehicles shows that there are between 600 and 700 auto accidents per day in the Sunshine State. Although Florida requires all drivers to carry $10,000 in no-fault insurance to cover medical expenses, it does not always pay all expenses related to injuries. Read on for an overview of the…

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